Call reports 2001
CENTURY SOUTH BANK OF LAVONIA — 2001
What CENTURY SOUTH BANK OF LAVONIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 52,017,000 | 49,638,000 | 55,155,000 |
| Total loans | 43,428,000 | 42,342,000 | 43,993,000 |
| Allowance for loan losses | 474,000 | 592,000 | 602,000 |
| Securities available for sale | 3,159,000 | 4,877,000 | 6,446,000 |
| Securities held to maturity | 1,802,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 44,830,000 | 43,978,000 | 35,821,000 |
| Interest-bearing deposits | 39,877,000 | 38,570,000 | 30,936,000 |
| Noninterest-bearing deposits | 4,953,000 | 5,408,000 | 4,885,000 |
| Equity capital | 4,442,000 | 4,409,000 | 4,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,147,000 | 2,278,000 | 3,418,000 |
| Interest expense | 534,000 | 1,009,000 | 1,439,000 |
| Net interest income | 613,000 | 1,269,000 | 1,979,000 |
| Noninterest income | 103,000 | 72,000 | 184,000 |
| Noninterest expense | 369,000 | 798,000 | 1,152,000 |
| Provision for loan losses | 160,000 | 342,000 | 358,000 |
| Pretax income | 187,000 | 201,000 | 668,000 |
| Income tax | 60,000 | 47,000 | 213,000 |
| Net income | 127,000 | 154,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 4,432,000 | 4,363,000 | 4,664,000 |
| Total capital | 4,851,000 | 4,782,000 | 5,112,000 |
| Risk-weighted assets | 33,478,000 | 33,380,000 | 35,710,000 |