Call reports 2014
BANK OF NEW ORLEANS — 2014
What BANK OF NEW ORLEANS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 313,811,000 | 316,482,000 | 320,912,000 | 332,435,000 |
| Total loans | 249,957,000 | 257,498,000 | 264,706,000 | 277,294,000 |
| Allowance for loan losses | 2,243,000 | 2,198,000 | 2,265,000 | 2,368,000 |
| Securities available for sale | 4,846,000 | 2,593,000 | 2,411,000 | 2,190,000 |
| Securities held to maturity | 44,540,000 | 44,919,000 | 42,379,000 | 39,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,246,000 | 206,846,000 | 204,130,000 | 206,440,000 |
| Interest-bearing deposits | 186,666,000 | 182,253,000 | 176,984,000 | 176,590,000 |
| Noninterest-bearing deposits | 22,580,000 | 24,593,000 | 27,146,000 | 29,850,000 |
| Equity capital | 47,464,000 | 47,955,000 | 42,807,000 | 48,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,142,000 | 6,222,000 | 9,413,000 | 12,653,000 |
| Interest expense | 748,000 | 1,493,000 | 2,208,000 | 2,528,000 |
| Net interest income | 2,394,000 | 4,729,000 | 7,205,000 | 10,125,000 |
| Noninterest income | 358,000 | 693,000 | 1,442,000 | 1,955,000 |
| Noninterest expense | 1,799,000 | 3,672,000 | 5,545,000 | 7,344,000 |
| Provision for loan losses | 21,000 | 65,000 | 95,000 | 189,000 |
| Pretax income | 932,000 | 1,685,000 | 3,007,000 | 4,547,000 |
| Income tax | 319,000 | 576,000 | 1,030,000 | 1,548,000 |
| Net income | 613,000 | 1,109,000 | 1,977,000 | 2,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,337,000 | 47,832,000 | 42,701,000 | 48,054,000 |
| Total capital | 49,580,000 | 50,030,000 | 44,966,000 | 50,422,000 |
| Risk-weighted assets | 184,759,000 | 191,005,000 | 194,564,000 | 202,020,000 |