Call reports 2013
BANK OF NEW ORLEANS — 2013
What BANK OF NEW ORLEANS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 311,334,000 | 314,738,000 | 317,524,000 | 315,853,000 |
| Total loans | 229,968,000 | 237,547,000 | 247,486,000 | 249,700,000 |
| Allowance for loan losses | 2,056,000 | 2,098,000 | 2,203,000 | 2,221,000 |
| Securities available for sale | 10,546,000 | 9,944,000 | 5,518,000 | 5,118,000 |
| Securities held to maturity | 60,817,000 | 54,808,000 | 50,513,000 | 47,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,688,000 | 207,070,000 | 207,662,000 | 212,282,000 |
| Interest-bearing deposits | 182,645,000 | 185,431,000 | 183,788,000 | 187,383,000 |
| Noninterest-bearing deposits | 22,043,000 | 21,639,000 | 23,874,000 | 24,899,000 |
| Equity capital | 44,360,000 | 45,308,000 | 45,840,000 | 46,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,220,000 | 6,500,000 | 9,713,000 | 13,007,000 |
| Interest expense | 869,000 | 1,709,000 | 2,493,000 | 3,260,000 |
| Net interest income | 2,351,000 | 4,791,000 | 7,220,000 | 9,747,000 |
| Noninterest income | 479,000 | 1,406,000 | 1,750,000 | 2,059,000 |
| Noninterest expense | 1,924,000 | 3,744,000 | 5,529,000 | 7,391,000 |
| Provision for loan losses | 141,000 | 147,000 | 243,000 | 264,000 |
| Pretax income | 765,000 | 2,306,000 | 3,198,000 | 4,151,000 |
| Income tax | 266,000 | 794,000 | 1,111,000 | 1,439,000 |
| Net income | 499,000 | 1,512,000 | 2,087,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,069,000 | 45,082,000 | 45,657,000 | 46,724,000 |
| Total capital | 46,125,000 | 47,180,000 | 47,860,000 | 48,945,000 |
| Risk-weighted assets | 180,753,000 | 182,206,000 | 183,921,000 | 184,144,000 |