Call reports 2012
BANK OF NEW ORLEANS — 2012
What BANK OF NEW ORLEANS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 318,041,000 | 321,267,000 | 318,264,000 | 310,798,000 |
| Total loans | 206,408,000 | 216,878,000 | 217,813,000 | 215,076,000 |
| Allowance for loan losses | 1,749,000 | 1,821,000 | 1,915,000 | 1,917,000 |
| Securities available for sale | 14,355,000 | 13,160,000 | 12,215,000 | 11,305,000 |
| Securities held to maturity | 86,353,000 | 80,943,000 | 74,678,000 | 67,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,182,000 | 199,392,000 | 200,939,000 | 206,628,000 |
| Interest-bearing deposits | 183,988,000 | 182,854,000 | 183,131,000 | 181,884,000 |
| Noninterest-bearing deposits | 15,194,000 | 16,538,000 | 17,808,000 | 24,744,000 |
| Equity capital | 47,727,000 | 48,266,000 | 48,875,000 | 43,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,541,000 | 7,132,000 | 10,747,000 | 14,116,000 |
| Interest expense | 1,204,000 | 2,396,000 | 3,553,000 | 4,566,000 |
| Net interest income | 2,337,000 | 4,736,000 | 7,194,000 | 9,550,000 |
| Noninterest income | 239,000 | 748,000 | 1,270,000 | 2,044,000 |
| Noninterest expense | 1,742,000 | 3,628,000 | 5,530,000 | 7,534,000 |
| Provision for loan losses | 55,000 | 128,000 | 226,000 | 246,000 |
| Pretax income | 779,000 | 1,728,000 | 2,708,000 | 3,814,000 |
| Income tax | 271,000 | 601,000 | 941,000 | 1,338,000 |
| Net income | 508,000 | 1,127,000 | 1,767,000 | 2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,192,000 | 47,811,000 | 48,451,000 | 43,570,000 |
| Total capital | 48,941,000 | 49,632,000 | 50,366,000 | 45,487,000 |
| Risk-weighted assets | 164,269,000 | 171,801,000 | 171,726,000 | 171,635,000 |