Call reports 2026
FIRST NATIONAL BANK AND TRUST — 2026
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 243,510,000 | 238,604,000 |
| Total loans | 146,560,000 | 150,405,000 |
| Allowance for loan losses | 1,827,000 | 2,122,000 |
| Securities available for sale | 51,757,000 | 51,520,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 224,326,000 | 218,854,000 |
| Interest-bearing deposits | 141,888,000 | 139,994,000 |
| Noninterest-bearing deposits | 82,438,000 | 78,860,000 |
| Equity capital | 18,194,000 | 18,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,760,000 | 5,594,000 |
| Interest expense | 782,000 | 1,534,000 |
| Net interest income | 1,978,000 | 4,060,000 |
| Noninterest income | 427,000 | 846,000 |
| Noninterest expense | 1,785,000 | 3,703,000 |
| Provision for loan losses | 295,000 | 589,000 |
| Pretax income | 341,000 | 630,000 |
| Income tax | 17,000 | 34,000 |
| Net income | 324,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,350,000 | 27,520,000 |