Call reports 2024
FIRST NATIONAL BANK AND TRUST — 2024
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 214,196,000 | 213,417,000 | 220,953,000 | 217,095,000 |
| Total loans | 134,459,000 | 137,005,000 | 138,803,000 | 137,874,000 |
| Allowance for loan losses | 2,074,000 | 2,075,000 | 2,074,000 | 2,070,000 |
| Securities available for sale | 56,255,000 | 55,449,000 | 56,635,000 | 52,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,107,000 | 198,278,000 | 203,377,000 | 202,424,000 |
| Interest-bearing deposits | 123,939,000 | 125,882,000 | 130,604,000 | 129,199,000 |
| Noninterest-bearing deposits | 75,168,000 | 72,396,000 | 72,773,000 | 73,225,000 |
| Equity capital | 14,361,000 | 14,170,000 | 16,563,000 | 13,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,940,000 | 5,430,000 | 7,936,000 | 10,506,000 |
| Interest expense | 752,000 | 1,544,000 | 2,416,000 | 3,291,000 |
| Net interest income | 2,188,000 | 3,886,000 | 5,520,000 | 7,215,000 |
| Noninterest income | 540,000 | 903,000 | 1,525,000 | 1,837,000 |
| Noninterest expense | 1,664,000 | 3,452,000 | 5,329,000 | 7,184,000 |
| Provision for loan losses | -143,000 | -143,000 | -143,000 | -143,000 |
| Pretax income | 1,064,000 | 1,337,000 | 1,716,000 | 1,868,000 |
| Income tax | 61,000 | 81,000 | 91,000 | 92,000 |
| Net income | 1,003,000 | 1,256,000 | 1,625,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,253,000 | 25,828,000 | 26,024,000 | 25,768,000 |