Call reports 2023
FIRST NATIONAL BANK AND TRUST — 2023
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 212,812,000 | 216,664,000 | 218,025,000 | 214,557,000 |
| Total loans | 130,853,000 | 134,175,000 | 135,091,000 | 139,222,000 |
| Allowance for loan losses | 1,834,000 | 2,242,000 | 2,243,000 | 2,241,000 |
| Securities available for sale | 60,646,000 | 58,621,000 | 55,005,000 | 57,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,595,000 | 197,140,000 | 200,342,000 | 194,032,000 |
| Interest-bearing deposits | 114,930,000 | 118,396,000 | 120,055,000 | 121,427,000 |
| Noninterest-bearing deposits | 78,665,000 | 78,744,000 | 80,287,000 | 72,605,000 |
| Equity capital | 11,330,000 | 13,389,000 | 11,360,000 | 14,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 4,119,000 | 6,423,000 | 8,787,000 |
| Interest expense | 297,000 | 753,000 | 1,318,000 | 2,016,000 |
| Net interest income | 1,684,000 | 3,366,000 | 5,105,000 | 6,771,000 |
| Noninterest income | 402,000 | 4,543,000 | 5,193,000 | 5,595,000 |
| Noninterest expense | 1,562,000 | 4,027,000 | 5,891,000 | 7,731,000 |
| Provision for loan losses | 0 | 410,000 | 410,000 | 410,000 |
| Pretax income | 524,000 | 3,472,000 | 3,997,000 | 4,225,000 |
| Income tax | 34,000 | 253,000 | 269,000 | 272,000 |
| Net income | 490,000 | 3,219,000 | 3,728,000 | 3,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,093,000 | 26,009,000 | 26,300,000 | 25,932,000 |