Call reports 2022
FIRST NATIONAL BANK AND TRUST — 2022
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 207,977,000 | 207,709,000 | 208,001,000 | 208,583,000 |
| Total loans | 114,334,000 | 120,612,000 | 129,529,000 | 129,811,000 |
| Allowance for loan losses | 1,992,000 | 1,994,000 | 1,989,000 | 1,984,000 |
| Securities available for sale | 71,231,000 | 63,792,000 | 59,962,000 | 60,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,222,000 | 193,118,000 | 189,381,000 | 190,591,000 |
| Interest-bearing deposits | 118,082,000 | 119,592,000 | 116,175,000 | 115,151,000 |
| Noninterest-bearing deposits | 74,140,000 | 73,526,000 | 73,206,000 | 75,440,000 |
| Equity capital | 15,489,000 | 10,169,000 | 8,146,000 | 10,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,201,000 | 4,992,000 | 6,924,000 |
| Interest expense | 88,000 | 183,000 | 296,000 | 537,000 |
| Net interest income | 1,481,000 | 3,018,000 | 4,696,000 | 6,387,000 |
| Noninterest income | 445,000 | 1,061,000 | 1,545,000 | 1,979,000 |
| Noninterest expense | 1,547,000 | 3,270,000 | 5,017,000 | 6,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 427,000 | 857,000 | 1,273,000 | 1,651,000 |
| Income tax | 28,000 | 56,000 | 75,000 | 79,000 |
| Net income | 399,000 | 801,000 | 1,198,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,063,000 | 22,302,000 | 22,538,000 | 22,727,000 |