Call reports 2021
FIRST NATIONAL BANK AND TRUST — 2021
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 194,527,000 | 205,141,000 | 210,797,000 | 218,191,000 |
| Total loans | 114,928,000 | 117,357,000 | 116,237,000 | 111,298,000 |
| Allowance for loan losses | 2,003,000 | 2,001,000 | 1,997,000 | 1,985,000 |
| Securities available for sale | 55,237,000 | 57,124,000 | 70,403,000 | 78,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,715,000 | 182,713,000 | 188,509,000 | 196,857,000 |
| Interest-bearing deposits | 105,133,000 | 110,174,000 | 114,739,000 | 115,883,000 |
| Noninterest-bearing deposits | 69,582,000 | 72,539,000 | 73,770,000 | 80,974,000 |
| Equity capital | 19,455,000 | 21,880,000 | 21,788,000 | 20,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,120,000 | 4,696,000 | 6,279,000 |
| Interest expense | 118,000 | 225,000 | 330,000 | 424,000 |
| Net interest income | 1,456,000 | 2,895,000 | 4,366,000 | 5,855,000 |
| Noninterest income | 750,000 | 3,279,000 | 3,717,000 | 4,179,000 |
| Noninterest expense | 1,443,000 | 3,115,000 | 4,890,000 | 6,754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 816,000 | 3,211,000 | 3,529,000 | 3,737,000 |
| Income tax | 50,000 | 213,000 | 223,000 | 211,000 |
| Net income | 766,000 | 2,998,000 | 3,306,000 | 3,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,736,000 | 21,779,000 | 21,897,000 | 21,793,000 |