Call reports 2020
FIRST NATIONAL BANK AND TRUST — 2020
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 165,802,000 | 184,097,000 | 174,691,000 | 184,045,000 |
| Total loans | 100,566,000 | 110,760,000 | 114,998,000 | 109,957,000 |
| Allowance for loan losses | 1,657,000 | 1,650,000 | 1,886,000 | 2,003,000 |
| Securities available for sale | 42,604,000 | 46,471,000 | 41,850,000 | 48,832,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,703,000 | 158,968,000 | 154,043,000 | 163,375,000 |
| Interest-bearing deposits | 95,082,000 | 96,616,000 | 97,844,000 | 101,467,000 |
| Noninterest-bearing deposits | 51,621,000 | 62,352,000 | 56,199,000 | 61,908,000 |
| Equity capital | 18,571,000 | 19,594,000 | 20,198,000 | 20,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 3,195,000 | 4,797,000 | 6,372,000 |
| Interest expense | 241,000 | 422,000 | 587,000 | 726,000 |
| Net interest income | 1,358,000 | 2,773,000 | 4,210,000 | 5,646,000 |
| Noninterest income | 402,000 | 1,095,000 | 1,815,000 | 2,234,000 |
| Noninterest expense | 1,442,000 | 3,053,000 | 4,613,000 | 6,100,000 |
| Provision for loan losses | 100,000 | 100,000 | 336,000 | 452,000 |
| Pretax income | 397,000 | 1,019,000 | 1,494,000 | 1,869,000 |
| Income tax | 25,000 | 60,000 | 88,000 | 94,000 |
| Net income | 372,000 | 959,000 | 1,406,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,328,000 | 18,752,000 | 19,001,000 | 19,192,000 |