Call reports 2019
FIRST NATIONAL BANK AND TRUST — 2019
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 153,903,000 | 163,737,000 | 154,565,000 | 157,662,000 |
| Total loans | 93,186,000 | 92,075,000 | 97,829,000 | 101,850,000 |
| Allowance for loan losses | 1,409,000 | 1,288,000 | 1,267,000 | 1,444,000 |
| Securities available for sale | 39,252,000 | 35,979,000 | 37,736,000 | 38,594,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,654,000 | 145,913,000 | 136,457,000 | 139,019,000 |
| Interest-bearing deposits | 88,493,000 | 91,037,000 | 91,349,000 | 92,544,000 |
| Noninterest-bearing deposits | 48,161,000 | 54,876,000 | 45,108,000 | 46,475,000 |
| Equity capital | 16,916,000 | 17,457,000 | 17,590,000 | 18,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,962,000 | 4,502,000 | 6,079,000 |
| Interest expense | 197,000 | 431,000 | 680,000 | 926,000 |
| Net interest income | 1,258,000 | 2,531,000 | 3,822,000 | 5,153,000 |
| Noninterest income | 603,000 | 1,000,000 | 1,460,000 | 2,343,000 |
| Noninterest expense | 1,368,000 | 2,822,000 | 4,309,000 | 5,959,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 331,000 |
| Pretax income | 341,000 | 619,000 | 937,000 | 1,344,000 |
| Income tax | 22,000 | 28,000 | 46,000 | 55,000 |
| Net income | 319,000 | 591,000 | 891,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,248,000 | 17,385,000 | 17,550,000 | 18,172,000 |
| Total capital | 18,605,000 | 18,673,000 | 18,817,000 | 19,616,000 |
| Risk-weighted assets | 108,509,000 | 110,354,000 | 113,522,000 | 117,575,000 |