Call reports 2017
FIRST NATIONAL BANK AND TRUST — 2017
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 138,895,000 | 137,163,000 | 138,486,000 | 142,058,000 |
| Total loans | 73,829,000 | 76,568,000 | 80,003,000 | 78,843,000 |
| Allowance for loan losses | 1,377,000 | 1,343,000 | 1,337,000 | 1,339,000 |
| Securities available for sale | 44,370,000 | 45,961,000 | 42,047,000 | 44,346,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,638,000 | 120,018,000 | 121,248,000 | 125,213,000 |
| Interest-bearing deposits | 78,982,000 | 79,527,000 | 80,445,000 | 79,728,000 |
| Noninterest-bearing deposits | 43,656,000 | 40,491,000 | 40,803,000 | 45,485,000 |
| Equity capital | 16,046,000 | 16,879,000 | 16,839,000 | 16,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,382,000 | 3,603,000 | 4,865,000 |
| Interest expense | 87,000 | 184,000 | 286,000 | 401,000 |
| Net interest income | 1,147,000 | 2,198,000 | 3,317,000 | 4,464,000 |
| Noninterest income | 398,000 | 825,000 | 1,226,000 | 1,620,000 |
| Noninterest expense | 1,146,000 | 2,389,000 | 3,661,000 | 4,984,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 331,000 | 594,000 | 887,000 | 1,130,000 |
| Income tax | 17,000 | 22,000 | 37,000 | 14,000 |
| Net income | 314,000 | 572,000 | 850,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,775,000 | 16,898,000 | 17,042,000 | 17,158,000 |
| Total capital | 17,889,000 | 18,066,000 | 18,220,000 | 18,322,000 |
| Risk-weighted assets | 88,928,000 | 93,274,000 | 94,141,000 | 92,968,000 |