Call reports 2016
FIRST NATIONAL BANK AND TRUST — 2016
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,556,000 | 129,996,000 | 131,233,000 | 135,633,000 |
| Total loans | 67,770,000 | 69,936,000 | 70,827,000 | 72,687,000 |
| Allowance for loan losses | 1,758,000 | 1,772,000 | 1,728,000 | 1,721,000 |
| Securities available for sale | 45,543,000 | 43,915,000 | 41,850,000 | 43,679,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,376,000 | 111,828,000 | 113,971,000 | 119,786,000 |
| Interest-bearing deposits | 74,880,000 | 73,302,000 | 76,790,000 | 76,372,000 |
| Noninterest-bearing deposits | 38,496,000 | 38,526,000 | 37,181,000 | 43,414,000 |
| Equity capital | 16,968,000 | 17,017,000 | 16,981,000 | 15,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,243,000 | 3,360,000 | 4,495,000 |
| Interest expense | 83,000 | 163,000 | 235,000 | 323,000 |
| Net interest income | 1,035,000 | 2,080,000 | 3,125,000 | 4,172,000 |
| Noninterest income | 376,000 | 779,000 | 1,175,000 | 1,561,000 |
| Noninterest expense | 1,100,000 | 2,319,000 | 3,571,000 | 4,800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 607,000 | 817,000 | 1,052,000 |
| Income tax | 12,000 | 21,000 | 27,000 | 49,000 |
| Net income | 326,000 | 586,000 | 790,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,755,000 | 16,374,000 | 16,467,000 | 16,582,000 |
| Total capital | 17,840,000 | 17,503,000 | 17,598,000 | 17,673,000 |
| Risk-weighted assets | 86,157,000 | 89,691,000 | 89,951,000 | 86,714,000 |