Call reports 2015
FIRST NATIONAL BANK AND TRUST — 2015
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,988,000 | 123,866,000 | 126,867,000 | 129,081,000 |
| Total loans | 64,184,000 | 65,455,000 | 68,781,000 | 68,803,000 |
| Allowance for loan losses | 1,889,000 | 1,850,000 | 1,853,000 | 1,754,000 |
| Securities available for sale | 46,658,000 | 43,550,000 | 43,464,000 | 43,362,000 |
| Securities held to maturity | 40,000 | 37,000 | 35,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,681,000 | 108,305,000 | 109,498,000 | 111,818,000 |
| Interest-bearing deposits | 74,955,000 | 73,665,000 | 75,564,000 | 73,915,000 |
| Noninterest-bearing deposits | 37,726,000 | 34,640,000 | 33,934,000 | 37,903,000 |
| Equity capital | 16,098,000 | 15,364,000 | 16,068,000 | 16,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,206,000 | 3,373,000 | 4,502,000 |
| Interest expense | 70,000 | 139,000 | 211,000 | 281,000 |
| Net interest income | 1,035,000 | 2,067,000 | 3,162,000 | 4,221,000 |
| Noninterest income | 362,000 | 754,000 | 1,154,000 | 1,647,000 |
| Noninterest expense | 1,178,000 | 2,403,000 | 3,722,000 | 5,070,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 0 |
| Pretax income | 239,000 | 473,000 | 649,000 | 871,000 |
| Income tax | 7,000 | 18,000 | 30,000 | 34,000 |
| Net income | 232,000 | 455,000 | 619,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,077,000 | 16,246,000 | 16,326,000 | 16,429,000 |
| Total capital | 17,095,000 | 17,265,000 | 17,401,000 | 17,507,000 |
| Risk-weighted assets | 80,607,000 | 80,753,000 | 85,286,000 | 85,626,000 |