Call reports 2014
FIRST NATIONAL BANK AND TRUST — 2014
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 133,099,000 | 129,564,000 | 126,160,000 | 130,132,000 |
| Total loans | 63,771,000 | 62,590,000 | 63,885,000 | 66,631,000 |
| Allowance for loan losses | 1,818,000 | 1,875,000 | 1,885,000 | 1,883,000 |
| Securities available for sale | 51,247,000 | 49,148,000 | 48,718,000 | 48,403,000 |
| Securities held to maturity | 49,000 | 45,000 | 44,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,052,000 | 114,579,000 | 111,054,000 | 114,226,000 |
| Interest-bearing deposits | 83,609,000 | 80,144,000 | 75,911,000 | 74,499,000 |
| Noninterest-bearing deposits | 35,443,000 | 34,435,000 | 35,143,000 | 39,727,000 |
| Equity capital | 13,772,000 | 14,709,000 | 14,862,000 | 15,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,363,000 | 3,529,000 | 4,759,000 |
| Interest expense | 95,000 | 184,000 | 269,000 | 340,000 |
| Net interest income | 1,092,000 | 2,179,000 | 3,260,000 | 4,419,000 |
| Noninterest income | 366,000 | 731,000 | 1,133,000 | 1,558,000 |
| Noninterest expense | 1,522,000 | 2,915,000 | 4,285,000 | 5,833,000 |
| Provision for loan losses | 0 | -8,000 | -8,000 | -185,000 |
| Pretax income | -64,000 | 36,000 | 156,000 | 369,000 |
| Income tax | -8,000 | -5,000 | 0 | 3,000 |
| Net income | -56,000 | 41,000 | 156,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,882,000 | 15,979,000 | 16,094,000 | 16,144,000 |
| Total capital | 16,904,000 | 16,976,000 | 17,102,000 | 17,184,000 |
| Risk-weighted assets | 80,958,000 | 78,864,000 | 79,761,000 | 82,385,000 |