Call reports 2013
FIRST NATIONAL BANK AND TRUST — 2013
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,239,000 | 137,722,000 | 132,811,000 | 133,294,000 |
| Total loans | 69,216,000 | 65,872,000 | 61,182,000 | 60,493,000 |
| Allowance for loan losses | 1,753,000 | 1,821,000 | 1,819,000 | 1,818,000 |
| Securities available for sale | 44,696,000 | 50,617,000 | 50,092,000 | 49,176,000 |
| Securities held to maturity | 60,000 | 56,000 | 52,000 | 51,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,154,000 | 123,653,000 | 118,881,000 | 119,969,000 |
| Interest-bearing deposits | 94,670,000 | 90,303,000 | 86,303,000 | 82,236,000 |
| Noninterest-bearing deposits | 33,484,000 | 33,350,000 | 32,578,000 | 37,733,000 |
| Equity capital | 15,920,000 | 13,782,000 | 13,614,000 | 13,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,680,000 | 3,914,000 | 5,162,000 |
| Interest expense | 155,000 | 282,000 | 393,000 | 497,000 |
| Net interest income | 1,034,000 | 2,398,000 | 3,521,000 | 4,665,000 |
| Noninterest income | 403,000 | 949,000 | 1,358,000 | 1,763,000 |
| Noninterest expense | 1,342,000 | 2,654,000 | 3,933,000 | 5,392,000 |
| Provision for loan losses | 25,000 | 200,000 | 275,000 | 275,000 |
| Pretax income | 111,000 | 534,000 | 711,000 | 801,000 |
| Income tax | 4,000 | 27,000 | 36,000 | 31,000 |
| Net income | 107,000 | 507,000 | 675,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,575,000 | 15,975,000 | 16,142,000 | 16,238,000 |
| Total capital | 16,663,000 | 17,023,000 | 17,139,000 | 17,230,000 |
| Risk-weighted assets | 86,337,000 | 83,066,000 | 78,954,000 | 78,543,000 |