Call reports 2012
FIRST NATIONAL BANK AND TRUST — 2012
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,991,000 | 144,295,000 | 148,142,000 | 147,889,000 |
| Total loans | 86,152,000 | 84,040,000 | 84,142,000 | 78,721,000 |
| Allowance for loan losses | 1,417,000 | 1,343,000 | 1,472,000 | 1,869,000 |
| Securities available for sale | 29,330,000 | 23,948,000 | 25,059,000 | 24,280,000 |
| Securities held to maturity | 75,000 | 70,000 | 65,000 | 62,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,749,000 | 126,845,000 | 130,554,000 | 131,410,000 |
| Interest-bearing deposits | 93,416,000 | 94,804,000 | 99,585,000 | 96,667,000 |
| Noninterest-bearing deposits | 33,333,000 | 32,041,000 | 30,969,000 | 34,743,000 |
| Equity capital | 17,263,000 | 17,156,000 | 17,193,000 | 16,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,832,000 | 4,200,000 | 5,537,000 |
| Interest expense | 301,000 | 569,000 | 783,000 | 966,000 |
| Net interest income | 1,146,000 | 2,263,000 | 3,417,000 | 4,571,000 |
| Noninterest income | 342,000 | 786,000 | 993,000 | 839,000 |
| Noninterest expense | 1,340,000 | 2,896,000 | 4,341,000 | 5,809,000 |
| Provision for loan losses | 275,000 | 640,000 | 740,000 | 1,140,000 |
| Pretax income | -127,000 | -487,000 | -642,000 | -1,321,000 |
| Income tax | -11,000 | -39,000 | -52,000 | -52,000 |
| Net income | -116,000 | -448,000 | -590,000 | -1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,620,000 | 16,288,000 | 16,146,000 | 15,467,000 |
| Total capital | 17,894,000 | 17,523,000 | 17,398,000 | 16,656,000 |
| Risk-weighted assets | 101,810,000 | 98,706,000 | 99,964,000 | 94,465,000 |