Call reports 2011
FIRST NATIONAL BANK AND TRUST — 2011
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,945,000 | 148,706,000 | 150,920,000 | 152,268,000 |
| Total loans | 93,870,000 | 93,337,000 | 94,015,000 | 88,978,000 |
| Allowance for loan losses | 1,314,000 | 1,402,000 | 1,411,000 | 1,342,000 |
| Securities available for sale | 28,490,000 | 32,634,000 | 31,769,000 | 32,823,000 |
| Securities held to maturity | 88,000 | 82,000 | 79,000 | 77,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,997,000 | 123,829,000 | 125,230,000 | 126,515,000 |
| Interest-bearing deposits | 89,701,000 | 91,324,000 | 94,439,000 | 93,241,000 |
| Noninterest-bearing deposits | 36,296,000 | 32,505,000 | 30,791,000 | 33,274,000 |
| Equity capital | 15,927,000 | 16,819,000 | 17,605,000 | 17,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,303,000 | 5,042,000 | 6,545,000 |
| Interest expense | 342,000 | 680,000 | 998,000 | 1,309,000 |
| Net interest income | 1,301,000 | 2,623,000 | 4,044,000 | 5,236,000 |
| Noninterest income | 392,000 | 761,000 | 1,252,000 | 1,660,000 |
| Noninterest expense | 1,415,000 | 2,831,000 | 4,259,000 | 5,640,000 |
| Provision for loan losses | 225,000 | 325,000 | 552,000 | 577,000 |
| Pretax income | 47,000 | 222,000 | 479,000 | 725,000 |
| Income tax | 0 | 7,000 | 27,000 | 27,000 |
| Net income | 47,000 | 215,000 | 452,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,352,000 | 16,505,000 | 16,741,000 | 16,987,000 |
| Total capital | 17,666,000 | 17,836,000 | 18,082,000 | 18,282,000 |
| Risk-weighted assets | 106,150,000 | 106,386,000 | 107,217,000 | 103,535,000 |