Call reports 2010
FIRST NATIONAL BANK AND TRUST — 2010
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 150,205,000 | 157,111,000 | 152,763,000 | 157,071,000 |
| Total loans | 101,512,000 | 102,514,000 | 102,182,000 | 96,180,000 |
| Allowance for loan losses | 1,703,000 | 1,665,000 | 1,529,000 | 1,312,000 |
| Securities available for sale | 28,820,000 | 27,243,000 | 29,023,000 | 28,944,000 |
| Securities held to maturity | 112,000 | 101,000 | 97,000 | 94,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,173,000 | 132,502,000 | 127,828,000 | 133,134,000 |
| Interest-bearing deposits | 93,303,000 | 88,306,000 | 96,041,000 | 93,223,000 |
| Noninterest-bearing deposits | 32,870,000 | 44,196,000 | 31,787,000 | 39,911,000 |
| Equity capital | 15,910,000 | 16,464,000 | 16,832,000 | 15,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,812,000 | 3,654,000 | 5,480,000 | 7,276,000 |
| Interest expense | 474,000 | 936,000 | 1,368,000 | 1,745,000 |
| Net interest income | 1,338,000 | 2,718,000 | 4,112,000 | 5,531,000 |
| Noninterest income | 449,000 | 817,000 | 1,232,000 | 1,769,000 |
| Noninterest expense | 1,381,000 | 2,688,000 | 4,090,000 | 5,580,000 |
| Provision for loan losses | 676,000 | 703,000 | 853,000 | 1,078,000 |
| Pretax income | -270,000 | 281,000 | 555,000 | 795,000 |
| Income tax | 13,000 | 11,000 | 26,000 | 52,000 |
| Net income | -283,000 | 270,000 | 529,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,652,000 | 16,110,000 | 16,246,000 | 16,379,000 |
| Total capital | 17,044,000 | 17,537,000 | 17,656,000 | 17,691,000 |
| Risk-weighted assets | 111,050,000 | 113,895,000 | 112,705,000 | 109,545,000 |