Call reports 2009
FIRST NATIONAL BANK AND TRUST — 2009
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 143,883,000 | 145,981,000 | 149,162,000 | 157,300,000 |
| Total loans | 98,634,000 | 100,666,000 | 101,676,000 | 102,792,000 |
| Allowance for loan losses | 1,134,000 | 960,000 | 953,000 | 1,060,000 |
| Securities available for sale | 27,832,000 | 27,788,000 | 30,259,000 | 27,387,000 |
| Securities held to maturity | 142,000 | 136,000 | 132,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,738,000 | 119,741,000 | 124,405,000 | 133,300,000 |
| Interest-bearing deposits | 90,777,000 | 89,511,000 | 94,895,000 | 97,984,000 |
| Noninterest-bearing deposits | 28,961,000 | 30,230,000 | 29,510,000 | 35,316,000 |
| Equity capital | 15,885,000 | 15,702,000 | 16,556,000 | 15,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,650,000 | 5,569,000 | 7,462,000 |
| Interest expense | 657,000 | 1,285,000 | 1,826,000 | 2,297,000 |
| Net interest income | 1,139,000 | 2,365,000 | 3,743,000 | 5,165,000 |
| Noninterest income | 522,000 | 1,003,000 | 1,502,000 | 1,989,000 |
| Noninterest expense | 1,514,000 | 3,074,000 | 4,496,000 | 6,016,000 |
| Provision for loan losses | 45,000 | 110,000 | 245,000 | 495,000 |
| Pretax income | 102,000 | 184,000 | 504,000 | 787,000 |
| Income tax | 3,000 | 5,000 | 21,000 | 18,000 |
| Net income | 99,000 | 179,000 | 483,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,605,000 | 15,686,000 | 15,990,000 | 15,935,000 |
| Total capital | 16,739,000 | 16,646,000 | 16,943,000 | 16,995,000 |
| Risk-weighted assets | 106,396,000 | 108,697,000 | 110,766,000 | 113,803,000 |