Call reports 2006
FIRST NATIONAL BANK AND TRUST — 2006
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,990,000 | 125,774,000 | 131,211,000 | 134,955,000 |
| Total loans | 75,950,000 | 80,619,000 | 85,261,000 | 84,280,000 |
| Allowance for loan losses | 977,000 | 988,000 | 1,021,000 | 1,026,000 |
| Securities available for sale | 9,964,000 | 9,711,000 | 9,724,000 | 9,431,000 |
| Securities held to maturity | 23,618,000 | 23,258,000 | 22,910,000 | 22,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,413,000 | 97,826,000 | 99,743,000 | 110,808,000 |
| Interest-bearing deposits | 72,328,000 | 73,754,000 | 75,135,000 | 83,484,000 |
| Noninterest-bearing deposits | 27,085,000 | 24,072,000 | 24,608,000 | 27,324,000 |
| Equity capital | 15,218,000 | 14,995,000 | 15,302,000 | 15,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,650,000 | 5,709,000 | 7,867,000 |
| Interest expense | 463,000 | 1,057,000 | 1,815,000 | 2,615,000 |
| Net interest income | 1,272,000 | 2,593,000 | 3,894,000 | 5,252,000 |
| Noninterest income | 415,000 | 867,000 | 1,322,000 | 1,862,000 |
| Noninterest expense | 1,145,000 | 2,377,000 | 3,674,000 | 5,137,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 512,000 | 1,023,000 | 1,452,000 | 1,857,000 |
| Income tax | 30,000 | 60,000 | 85,000 | 87,000 |
| Net income | 482,000 | 963,000 | 1,367,000 | 1,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,398,000 | 15,289,000 | 15,378,000 | 15,514,000 |
| Total capital | 16,375,000 | 16,277,000 | 16,399,000 | 16,540,000 |
| Risk-weighted assets | 84,378,000 | 89,341,000 | 94,869,000 | 95,297,000 |