Call reports 2002
FIRST NATIONAL BANK AND TRUST — 2002
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 94,453,000 | 93,204,000 | 93,338,000 | 92,594,000 |
| Total loans | 62,953,000 | 62,138,000 | 61,473,000 | 62,805,000 |
| Allowance for loan losses | 935,000 | 950,000 | 980,000 | 965,000 |
| Securities available for sale | 8,522,000 | 8,585,000 | 8,212,000 | 7,836,000 |
| Securities held to maturity | 16,473,000 | 15,243,000 | 13,661,000 | 12,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,085,000 | 76,484,000 | 77,790,000 | 76,456,000 |
| Interest-bearing deposits | 62,229,000 | 60,367,000 | 62,324,000 | 60,436,000 |
| Noninterest-bearing deposits | 16,856,000 | 16,117,000 | 15,466,000 | 16,020,000 |
| Equity capital | 14,445,000 | 14,476,000 | 14,652,000 | 14,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,900,000 | 4,313,000 | 5,659,000 |
| Interest expense | 440,000 | 816,000 | 1,160,000 | 1,490,000 |
| Net interest income | 1,000,000 | 2,084,000 | 3,153,000 | 4,169,000 |
| Noninterest income | 314,000 | 740,000 | 1,058,000 | 1,383,000 |
| Noninterest expense | 824,000 | 1,735,000 | 2,629,000 | 3,643,000 |
| Provision for loan losses | 0 | 30,000 | 66,000 | 66,000 |
| Pretax income | 490,000 | 1,059,000 | 1,516,000 | 1,844,000 |
| Income tax | 38,000 | 80,000 | 116,000 | 115,000 |
| Net income | 452,000 | 979,000 | 1,400,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,329,000 | 14,278,000 | 14,400,000 | 14,483,000 |
| Total capital | 15,146,000 | 15,081,000 | 15,202,000 | 15,292,000 |
| Risk-weighted assets | 65,266,000 | 64,078,000 | 64,016,000 | 64,587,000 |