Call reports 2001
FIRST NATIONAL BANK AND TRUST — 2001
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,717,000 | 90,833,000 | 92,554,000 | 97,686,000 |
| Total loans | 57,395,000 | 59,930,000 | 61,266,000 | 62,384,000 |
| Allowance for loan losses | 951,000 | 923,000 | 939,000 | 929,000 |
| Securities available for sale | 8,913,000 | 8,344,000 | 8,491,000 | 8,591,000 |
| Securities held to maturity | 14,031,000 | 12,929,000 | 15,771,000 | 16,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,962,000 | 74,851,000 | 77,320,000 | 79,709,000 |
| Interest-bearing deposits | 56,623,000 | 58,797,000 | 61,738,000 | 62,868,000 |
| Noninterest-bearing deposits | 16,339,000 | 16,054,000 | 15,582,000 | 16,841,000 |
| Equity capital | 14,267,000 | 14,202,000 | 14,302,000 | 14,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,433,000 | 5,066,000 | 6,608,000 |
| Interest expense | 642,000 | 1,268,000 | 1,900,000 | 2,474,000 |
| Net interest income | 1,070,000 | 2,165,000 | 3,166,000 | 4,134,000 |
| Noninterest income | 327,000 | 657,000 | 975,000 | 1,308,000 |
| Noninterest expense | 811,000 | 1,639,000 | 2,513,000 | 3,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 602,000 | 1,204,000 | 1,649,000 | 1,912,000 |
| Income tax | 39,000 | 82,000 | 115,000 | 145,000 |
| Net income | 563,000 | 1,122,000 | 1,534,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,186,000 | 14,097,000 | 14,157,000 | 14,214,000 |
| Total capital | 14,928,000 | 14,873,000 | 14,950,000 | 15,033,000 |
| Risk-weighted assets | 59,134,000 | 61,971,000 | 63,303,000 | 65,169,000 |