Call reports 2002
COASTAL BANK OF GEORGIA, THE — 2002
What COASTAL BANK OF GEORGIA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 341,955,000 | 351,701,000 | 363,351,000 | 380,376,000 |
| Total loans | 287,903,000 | 301,451,000 | 316,577,000 | 330,293,000 |
| Allowance for loan losses | 3,600,000 | 3,774,000 | 3,946,000 | 4,136,000 |
| Securities available for sale | 34,340,000 | 33,335,000 | 31,773,000 | 33,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,346,000 | 267,126,000 | 250,519,000 | 263,373,000 |
| Interest-bearing deposits | 228,728,000 | 234,931,000 | 220,128,000 | 228,566,000 |
| Noninterest-bearing deposits | 29,618,000 | 32,195,000 | 30,391,000 | 34,807,000 |
| Equity capital | 26,318,000 | 27,016,000 | 28,300,000 | 29,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,298,000 | 10,802,000 | 16,439,000 | 22,151,000 |
| Interest expense | 2,020,000 | 4,090,000 | 6,217,000 | 8,314,000 |
| Net interest income | 3,278,000 | 6,712,000 | 10,222,000 | 13,837,000 |
| Noninterest income | 434,000 | 887,000 | 1,380,000 | 1,839,000 |
| Noninterest expense | 1,737,000 | 3,540,000 | 5,395,000 | 7,107,000 |
| Provision for loan losses | 295,000 | 620,000 | 895,000 | 1,235,000 |
| Pretax income | 1,680,000 | 3,472,000 | 5,345,000 | 7,366,000 |
| Income tax | 619,000 | 1,284,000 | 1,983,000 | 2,745,000 |
| Net income | 1,061,000 | 2,188,000 | 3,362,000 | 4,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,223,000 | 26,603,000 | 27,882,000 | 29,585,000 |
| Total capital | 29,823,000 | 30,364,000 | 31,828,000 | 33,596,000 |
| Risk-weighted assets | 290,861,000 | 300,856,000 | 318,230,000 | 320,749,000 |