Call reports 2001
COASTAL BANK OF GEORGIA, THE — 2001
What COASTAL BANK OF GEORGIA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 273,608,000 | 296,207,000 | 310,991,000 | 329,944,000 |
| Total loans | 228,481,000 | 250,503,000 | 267,551,000 | 284,333,000 |
| Allowance for loan losses | 2,697,000 | 2,882,000 | 3,158,000 | 3,385,000 |
| Securities available for sale | 27,065,000 | 25,992,000 | 23,370,000 | 26,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,573,000 | 209,043,000 | 209,946,000 | 228,443,000 |
| Interest-bearing deposits | 202,881,000 | 176,888,000 | 180,248,000 | 199,063,000 |
| Noninterest-bearing deposits | 26,692,000 | 32,155,000 | 29,698,000 | 29,380,000 |
| Equity capital | 20,789,000 | 22,139,000 | 24,861,000 | 26,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,569,000 | 11,168,000 | 16,868,000 | 22,287,000 |
| Interest expense | 2,734,000 | 5,302,000 | 7,800,000 | 9,955,000 |
| Net interest income | 2,835,000 | 5,866,000 | 9,068,000 | 12,332,000 |
| Noninterest income | 353,000 | 714,000 | 1,101,000 | 1,592,000 |
| Noninterest expense | 1,468,000 | 2,918,000 | 4,427,000 | 5,933,000 |
| Provision for loan losses | 230,000 | 510,000 | 830,000 | 1,266,000 |
| Pretax income | 1,490,000 | 3,152,000 | 4,912,000 | 6,725,000 |
| Income tax | 548,000 | 1,168,000 | 1,816,000 | 2,486,000 |
| Net income | 942,000 | 1,984,000 | 3,096,000 | 4,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,544,000 | 21,837,000 | 24,289,000 | 25,821,000 |
| Total capital | 23,241,000 | 24,719,000 | 27,447,000 | 29,206,000 |
| Risk-weighted assets | 222,150,000 | 244,955,000 | 268,867,000 | 280,481,000 |