Call reports 2009
FIRST COMMERCIAL BANK — 2009
What FIRST COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,137,080,000 | 2,233,387,000 | 2,052,676,000 | 1,985,416,000 |
| Total loans | 1,857,107,000 | 1,914,522,000 | 1,674,353,000 | 1,601,325,000 |
| Allowance for loan losses | 34,173,000 | 33,118,000 | 33,778,000 | 35,583,000 |
| Securities available for sale | 186,226,000 | 185,793,000 | 166,202,000 | 174,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 20,458,000 | 15,000,000 | 16,294,000 | 13,293,000 |
| Total deposits | 1,603,870,000 | 1,561,992,000 | 1,614,376,000 | 1,674,186,000 |
| Interest-bearing deposits | 1,332,657,000 | 1,301,747,000 | 1,376,847,000 | 1,424,795,000 |
| Noninterest-bearing deposits | 271,213,000 | 260,245,000 | 237,529,000 | 249,391,000 |
| Equity capital | 208,003,000 | 213,817,000 | 210,940,000 | 204,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 21,995,000 | 43,960,000 | 65,228,000 | 85,652,000 |
| Interest expense | 6,333,000 | 12,214,000 | 17,764,000 | 22,881,000 |
| Net interest income | 15,662,000 | 31,746,000 | 47,464,000 | 62,771,000 |
| Noninterest income | 12,674,000 | 30,666,000 | 38,248,000 | 48,522,000 |
| Noninterest expense | 16,151,000 | 34,107,000 | 49,327,000 | 65,783,000 |
| Provision for loan losses | 5,579,000 | 11,659,000 | 25,644,000 | 32,390,000 |
| Pretax income | 6,606,000 | 16,646,000 | 12,074,000 | 14,453,000 |
| Income tax | 2,412,000 | 6,115,000 | 4,317,000 | 5,094,000 |
| Net income | 4,194,000 | 10,531,000 | 7,757,000 | 9,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,307,000 | 209,312,000 | 206,568,000 | 200,459,000 |
| Total capital | 229,974,000 | 235,024,000 | 230,521,000 | 222,552,000 |
| Risk-weighted assets | 2,126,269,000 | 2,048,260,000 | 1,906,281,000 | 1,766,726,000 |