Call reports 2006
FIRST COMMERCIAL BANK — 2006
What FIRST COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,803,245,000 | 1,935,339,000 | 1,974,900,000 | 1,934,970,000 |
| Total loans | 1,564,187,000 | 1,682,963,000 | 1,704,090,000 | 1,655,631,000 |
| Allowance for loan losses | 21,967,000 | 23,771,000 | 21,887,000 | 16,292,000 |
| Securities available for sale | 168,838,000 | 164,392,000 | 173,554,000 | 172,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,299,026,000 | 1,384,796,000 | 1,470,567,000 | 1,442,656,000 |
| Interest-bearing deposits | 1,076,653,000 | 1,281,751,000 | 1,370,731,000 | 1,325,120,000 |
| Noninterest-bearing deposits | 222,373,000 | 103,045,000 | 99,836,000 | 117,536,000 |
| Equity capital | 178,401,000 | 178,487,000 | 182,974,000 | 193,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 29,004,000 | 61,156,000 | 95,393,000 | 129,668,000 |
| Interest expense | 11,375,000 | 25,190,000 | 40,680,000 | 56,829,000 |
| Net interest income | 17,629,000 | 35,966,000 | 54,713,000 | 72,839,000 |
| Noninterest income | 9,315,000 | 20,916,000 | 33,185,000 | 43,752,000 |
| Noninterest expense | 13,773,000 | 28,704,000 | 43,652,000 | 58,348,000 |
| Provision for loan losses | 300,000 | 2,100,000 | 2,850,000 | 9,350,000 |
| Pretax income | 12,871,000 | 26,078,000 | 41,396,000 | 48,893,000 |
| Income tax | 4,752,000 | 9,604,000 | 15,248,000 | 17,943,000 |
| Net income | 8,119,000 | 16,474,000 | 26,148,000 | 30,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,481,000 | 181,289,000 | 183,927,000 | 194,027,000 |
| Total capital | 202,448,000 | 204,922,000 | 205,814,000 | 210,319,000 |
| Risk-weighted assets | 1,906,276,000 | 1,890,498,000 | 1,950,693,000 | 2,009,658,000 |