Call reports 2002
FIRST COMMERCIAL BANK — 2002
What FIRST COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,332,090,000 | 1,328,320,000 | 1,517,716,000 | 1,507,800,000 |
| Total loans | 1,136,490,000 | 1,130,684,000 | 1,237,772,000 | 1,278,460,000 |
| Allowance for loan losses | 12,941,000 | 13,580,000 | 13,866,000 | 14,302,000 |
| Securities available for sale | 124,543,000 | 128,317,000 | 127,682,000 | 129,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,237,000 | 905,803,000 | 995,702,000 | 979,867,000 |
| Interest-bearing deposits | 744,747,000 | 726,508,000 | 762,929,000 | 800,267,000 |
| Noninterest-bearing deposits | 133,490,000 | 179,295,000 | 232,773,000 | 179,600,000 |
| Equity capital | 122,293,000 | 123,058,000 | 132,569,000 | 140,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 20,687,000 | 40,091,000 | 60,206,000 | 80,685,000 |
| Interest expense | 7,310,000 | 13,989,000 | 20,710,000 | 27,148,000 |
| Net interest income | 13,377,000 | 26,102,000 | 39,496,000 | 53,537,000 |
| Noninterest income | 8,598,000 | 17,178,000 | 27,006,000 | 38,585,000 |
| Noninterest expense | 11,874,000 | 22,698,000 | 34,374,000 | 48,266,000 |
| Provision for loan losses | 468,000 | 1,251,000 | 1,936,000 | 2,730,000 |
| Pretax income | 9,838,000 | 19,786,000 | 30,647,000 | 41,581,000 |
| Income tax | 3,563,000 | 7,179,000 | 11,112,000 | 14,055,000 |
| Net income | 6,275,000 | 12,607,000 | 19,535,000 | 27,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,844,000 | 120,579,000 | 129,471,000 | 137,601,000 |
| Total capital | 133,785,000 | 134,159,000 | 143,337,000 | 151,903,000 |
| Risk-weighted assets | 1,270,972,000 | 1,300,569,000 | 1,422,333,000 | 1,460,490,000 |