Call reports 2001
FIRST COMMERCIAL BANK — 2001
What FIRST COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,327,169,000 | 1,377,505,000 | 1,240,908,000 | 1,463,424,000 |
| Total loans | 994,379,000 | 1,059,085,000 | 1,008,595,000 | 1,248,881,000 |
| Allowance for loan losses | 11,796,000 | 12,295,000 | 12,129,000 | 12,455,000 |
| Securities available for sale | 143,688,000 | 146,234,000 | 152,203,000 | 135,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 824,061,000 | 826,857,000 | 836,337,000 | 843,587,000 |
| Interest-bearing deposits | 707,743,000 | 695,155,000 | 711,002,000 | 719,705,000 |
| Noninterest-bearing deposits | 116,318,000 | 131,702,000 | 125,335,000 | 123,882,000 |
| Equity capital | 101,081,000 | 104,489,000 | 107,763,000 | 120,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 23,466,000 | 46,976,000 | 69,651,000 | 90,916,000 |
| Interest expense | 13,347,000 | 26,042,000 | 37,181,000 | 45,888,000 |
| Net interest income | 10,119,000 | 20,934,000 | 32,470,000 | 45,028,000 |
| Noninterest income | 8,480,000 | 18,277,000 | 26,916,000 | 35,855,000 |
| Noninterest expense | 9,715,000 | 21,010,000 | 31,898,000 | 43,476,000 |
| Provision for loan losses | 450,000 | 949,000 | 949,000 | 1,543,000 |
| Pretax income | 8,434,000 | 17,252,000 | 26,539,000 | 36,089,000 |
| Income tax | 3,067,000 | 6,307,000 | 9,617,000 | 13,166,000 |
| Net income | 5,367,000 | 10,945,000 | 16,922,000 | 22,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,159,000 | 102,270,000 | 104,728,000 | 118,188,000 |
| Total capital | 110,955,000 | 114,565,000 | 116,857,000 | 130,643,000 |
| Risk-weighted assets | 1,117,590,000 | 1,145,274,000 | 1,110,821,000 | 1,298,701,000 |