Call reports 2014
PACIFIC RIM BANK — 2014
What PACIFIC RIM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,492,000 | 125,342,000 | 121,102,000 | 126,434,000 |
| Total loans | 83,833,000 | 81,044,000 | 79,256,000 | 78,937,000 |
| Allowance for loan losses | 2,268,000 | 2,292,000 | 2,278,000 | 2,278,000 |
| Securities available for sale | 0 | 4,960,000 | 4,959,000 | 4,989,000 |
| Securities held to maturity | 3,018,000 | 2,844,000 | 2,685,000 | 2,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,784,000 | 114,677,000 | 110,477,000 | 116,253,000 |
| Interest-bearing deposits | 103,711,000 | 101,370,000 | 98,665,000 | 102,379,000 |
| Noninterest-bearing deposits | 14,073,000 | 13,307,000 | 11,812,000 | 13,874,000 |
| Equity capital | 10,283,000 | 10,243,000 | 10,203,000 | 9,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,187,000 | 3,226,000 | 4,390,000 |
| Interest expense | 97,000 | 191,000 | 285,000 | 375,000 |
| Net interest income | 998,000 | 1,996,000 | 2,941,000 | 4,015,000 |
| Noninterest income | 27,000 | 149,000 | 370,000 | 407,000 |
| Noninterest expense | 1,304,000 | 2,457,000 | 3,660,000 | 4,860,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -279,000 | -312,000 | -349,000 | -438,000 |
| Income tax | 0 | 0 | -2,000 | 407,000 |
| Net income | -279,000 | -312,000 | -347,000 | -845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,904,000 | 9,862,000 | 9,836,000 | 9,718,000 |
| Total capital | 10,945,000 | 10,875,000 | 10,832,000 | 10,699,000 |
| Risk-weighted assets | 81,920,000 | 79,667,000 | 79,504,000 | 77,105,000 |