Call reports 2010
PACIFIC RIM BANK — 2010
What PACIFIC RIM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 128,981,000 | 126,568,000 | 140,342,000 | 136,166,000 |
| Total loans | 104,614,000 | 101,579,000 | 98,495,000 | 91,831,000 |
| Allowance for loan losses | 2,136,000 | 2,124,000 | 1,993,000 | 2,881,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,609,000 | 116,232,000 | 130,137,000 | 127,580,000 |
| Interest-bearing deposits | 110,513,000 | 107,882,000 | 119,386,000 | 116,662,000 |
| Noninterest-bearing deposits | 9,096,000 | 8,350,000 | 10,751,000 | 10,918,000 |
| Equity capital | 8,711,000 | 8,947,000 | 8,746,000 | 8,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,435,000 | 5,074,000 | 6,869,000 |
| Interest expense | 384,000 | 714,000 | 1,067,000 | 1,435,000 |
| Net interest income | 1,395,000 | 2,721,000 | 4,007,000 | 5,434,000 |
| Noninterest income | 28,000 | 205,000 | 237,000 | 486,000 |
| Noninterest expense | 1,245,000 | 2,508,000 | 3,751,000 | 5,120,000 |
| Provision for loan losses | 236,000 | 284,000 | 574,000 | 1,639,000 |
| Pretax income | -58,000 | 134,000 | -81,000 | -839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -58,000 | 134,000 | -81,000 | -839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,711,000 | 8,947,000 | 8,746,000 | 8,023,000 |
| Total capital | 9,998,000 | 10,197,000 | 9,875,000 | 9,070,000 |
| Risk-weighted assets | 102,028,000 | 99,037,000 | 89,376,000 | 81,848,000 |