Call reports 2009
PACIFIC RIM BANK — 2009
What PACIFIC RIM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 126,713,000 | 137,410,000 | 141,816,000 | 136,049,000 |
| Total loans | 104,145,000 | 103,130,000 | 104,240,000 | 107,046,000 |
| Allowance for loan losses | 1,877,000 | 1,839,000 | 1,845,000 | 1,983,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,604,000 | 127,433,000 | 131,882,000 | 126,640,000 |
| Interest-bearing deposits | 109,064,000 | 118,973,000 | 122,888,000 | 118,827,000 |
| Noninterest-bearing deposits | 7,540,000 | 8,460,000 | 8,994,000 | 7,813,000 |
| Equity capital | 9,351,000 | 9,298,000 | 9,240,000 | 8,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,424,000 | 5,105,000 | 6,969,000 |
| Interest expense | 644,000 | 1,238,000 | 1,783,000 | 2,247,000 |
| Net interest income | 1,092,000 | 2,186,000 | 3,322,000 | 4,722,000 |
| Noninterest income | 31,000 | 143,000 | 180,000 | 274,000 |
| Noninterest expense | 1,041,000 | 2,178,000 | 3,388,000 | 4,669,000 |
| Provision for loan losses | 45,000 | 217,000 | 282,000 | 1,053,000 |
| Pretax income | 37,000 | -66,000 | -168,000 | -726,000 |
| Income tax | -3,000 | 0 | 0 | 0 |
| Net income | 40,000 | -66,000 | -168,000 | -726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,351,000 | 9,298,000 | 9,240,000 | 8,726,000 |
| Total capital | 10,624,000 | 10,613,000 | 10,922,000 | 10,040,000 |
| Risk-weighted assets | 101,255,000 | 104,686,000 | 134,386,000 | 104,355,000 |