Call reports 2007
PACIFIC RIM BANK — 2007
What PACIFIC RIM BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,360,000 | 72,592,000 | 99,238,000 | 106,728,000 |
| Total loans | 42,152,000 | 53,098,000 | 79,290,000 | 86,726,000 |
| Allowance for loan losses | 543,000 | 666,000 | 996,000 | 1,090,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,058,000 | 60,562,000 | 87,582,000 | 95,254,000 |
| Interest-bearing deposits | 80,495,000 | 57,220,000 | 83,959,000 | 89,727,000 |
| Noninterest-bearing deposits | 2,563,000 | 3,342,000 | 3,623,000 | 5,527,000 |
| Equity capital | 11,638,000 | 11,345,000 | 10,893,000 | 10,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 2,821,000 | 4,446,000 | 6,285,000 |
| Interest expense | 607,000 | 1,168,000 | 1,936,000 | 2,865,000 |
| Net interest income | 843,000 | 1,653,000 | 2,510,000 | 3,420,000 |
| Noninterest income | 11,000 | 24,000 | 40,000 | 56,000 |
| Noninterest expense | 896,000 | 1,907,000 | 2,920,000 | 3,899,000 |
| Provision for loan losses | 70,000 | 193,000 | 523,000 | 717,000 |
| Pretax income | -112,000 | -423,000 | -893,000 | -1,140,000 |
| Income tax | 0 | 0 | 0 | -9,000 |
| Net income | -112,000 | -423,000 | -893,000 | -1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,638,000 | 11,345,000 | 10,893,000 | 10,672,000 |
| Total capital | 12,181,000 | 12,011,000 | 11,838,000 | 11,708,000 |
| Risk-weighted assets | 51,624,000 | 54,172,000 | 75,520,000 | 82,792,000 |