Call reports 2006
PACIFIC RIM BANK — 2006
What PACIFIC RIM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,521,000 | 35,991,000 | 73,309,000 | 85,534,000 |
| Total loans | 5,734,000 | 18,829,000 | 29,061,000 | 37,661,000 |
| Allowance for loan losses | 101,000 | 296,000 | 365,000 | 473,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,050,000 | 25,286,000 | 60,928,000 | 73,130,000 |
| Interest-bearing deposits | 12,657,000 | 24,818,000 | 58,045,000 | 68,267,000 |
| Noninterest-bearing deposits | 393,000 | 468,000 | 2,883,000 | 4,863,000 |
| Equity capital | 11,007,000 | 10,226,000 | 11,831,000 | 11,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 130,000 | 531,000 | 1,405,000 | 2,655,000 |
| Interest expense | 16,000 | 175,000 | 525,000 | 1,039,000 |
| Net interest income | 114,000 | 356,000 | 880,000 | 1,616,000 |
| Noninterest income | 1,000 | 6,000 | 16,000 | 28,000 |
| Noninterest expense | 576,000 | 1,409,000 | 2,203,000 | 3,018,000 |
| Provision for loan losses | 101,000 | 296,000 | 365,000 | 473,000 |
| Pretax income | -562,000 | -1,343,000 | -1,672,000 | -1,847,000 |
| Income tax | 0 | 0 | 0 | -35,000 |
| Net income | -562,000 | -1,343,000 | -1,672,000 | -1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,007,000 | 10,226,000 | 11,831,000 | 11,729,000 |
| Total capital | 11,108,000 | 10,476,000 | 12,196,000 | 12,202,000 |
| Risk-weighted assets | 12,433,000 | 19,975,000 | 35,931,000 | 45,431,000 |