Call reports 2021
LEADERS BANK, THE — 2021
What LEADERS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 365,250,000 | 359,925,000 | 358,771,000 | 352,881,000 |
| Total loans | 275,029,000 | 246,489,000 | 242,650,000 | 245,635,000 |
| Allowance for loan losses | 4,025,000 | 4,096,000 | 4,235,000 | 4,267,000 |
| Securities available for sale | 19,068,000 | 15,558,000 | 13,060,000 | 11,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,076,000 | 292,203,000 | 291,743,000 | 285,584,000 |
| Interest-bearing deposits | 216,709,000 | 209,256,000 | 212,411,000 | 206,078,000 |
| Noninterest-bearing deposits | 81,367,000 | 82,947,000 | 79,332,000 | 79,506,000 |
| Equity capital | 44,967,000 | 45,414,000 | 45,723,000 | 46,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,117,000 | 6,172,000 | 9,010,000 | 12,594,000 |
| Interest expense | 666,000 | 1,134,000 | 1,518,000 | 1,856,000 |
| Net interest income | 2,451,000 | 5,038,000 | 7,492,000 | 10,738,000 |
| Noninterest income | 92,000 | 182,000 | 276,000 | 372,000 |
| Noninterest expense | 2,101,000 | 4,179,000 | 6,245,000 | 8,386,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 367,000 | 891,000 | 1,373,000 | 2,574,000 |
| Income tax | 0 | 0 | 130,000 | 163,000 |
| Net income | 367,000 | 891,000 | 1,243,000 | 2,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,271,000 | 42,734,000 | 43,065,000 | 44,431,000 |
| Total capital | 45,355,000 | 45,638,000 | 46,010,000 | 47,443,000 |
| Risk-weighted assets | 245,274,000 | 230,657,000 | 233,824,000 | 239,242,000 |