Call reports 2020
LEADERS BANK, THE — 2020
What LEADERS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 346,834,000 | 368,787,000 | 361,726,000 | 355,345,000 |
| Total loans | 258,139,000 | 284,629,000 | 281,027,000 | 272,334,000 |
| Allowance for loan losses | 3,925,000 | 4,000,000 | 4,074,000 | 4,140,000 |
| Securities available for sale | 23,729,000 | 25,068,000 | 23,009,000 | 22,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,799,000 | 307,407,000 | 292,856,000 | 286,993,000 |
| Interest-bearing deposits | 244,208,000 | 225,546,000 | 223,341,000 | 219,639,000 |
| Noninterest-bearing deposits | 47,591,000 | 81,861,000 | 69,515,000 | 67,354,000 |
| Equity capital | 44,402,000 | 44,716,000 | 44,735,000 | 44,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,631,000 | 7,019,000 | 10,166,000 | 13,495,000 |
| Interest expense | 1,266,000 | 2,369,000 | 3,356,000 | 4,195,000 |
| Net interest income | 2,365,000 | 4,650,000 | 6,810,000 | 9,300,000 |
| Noninterest income | 107,000 | 178,000 | 265,000 | -71,000 |
| Noninterest expense | 2,165,000 | 4,215,000 | 6,303,000 | 8,338,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 232,000 | 463,000 | 547,000 | 591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 463,000 | 547,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,554,000 | 42,065,000 | 42,152,000 | 42,094,000 |
| Total capital | 44,817,000 | 45,229,000 | 45,269,000 | 45,234,000 |
| Risk-weighted assets | 259,888,000 | 251,884,000 | 247,949,000 | 249,787,000 |