Call reports 2017
LEADERS BANK, THE — 2017
What LEADERS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 310,028,000 | 326,880,000 | 333,931,000 | 329,273,000 |
| Total loans | 253,952,000 | 267,383,000 | 272,854,000 | 270,996,000 |
| Allowance for loan losses | 4,071,000 | 4,079,000 | 3,208,000 | 3,358,000 |
| Securities available for sale | 25,885,000 | 24,632,000 | 22,108,000 | 22,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,552,000 | 259,469,000 | 266,981,000 | 271,354,000 |
| Interest-bearing deposits | 205,377,000 | 215,904,000 | 221,899,000 | 223,607,000 |
| Noninterest-bearing deposits | 46,175,000 | 43,565,000 | 45,082,000 | 47,747,000 |
| Equity capital | 41,480,000 | 42,028,000 | 42,410,000 | 39,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,102,000 | 6,435,000 | 9,899,000 | 13,311,000 |
| Interest expense | 502,000 | 1,042,000 | 1,659,000 | 2,356,000 |
| Net interest income | 2,600,000 | 5,393,000 | 8,240,000 | 10,955,000 |
| Noninterest income | 103,000 | 88,000 | 197,000 | 762,000 |
| Noninterest expense | 2,200,000 | 4,348,000 | 6,556,000 | 9,076,000 |
| Provision for loan losses | 75,000 | 150,000 | 525,000 | 1,700,000 |
| Pretax income | 428,000 | 983,000 | 1,356,000 | 941,000 |
| Income tax | 0 | 0 | 0 | 2,605,000 |
| Net income | 428,000 | 983,000 | 1,356,000 | -1,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,626,000 | 37,225,000 | 37,532,000 | 36,680,000 |
| Total capital | 40,042,000 | 40,786,000 | 40,740,000 | 40,038,000 |
| Risk-weighted assets | 270,829,000 | 282,641,000 | 288,612,000 | 286,624,000 |