Call reports 2016
LEADERS BANK, THE — 2016
What LEADERS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 342,477,000 | 329,794,000 | 334,659,000 | 319,922,000 |
| Total loans | 268,576,000 | 262,482,000 | 264,788,000 | 251,338,000 |
| Allowance for loan losses | 5,245,000 | 5,260,000 | 5,491,000 | 4,201,000 |
| Securities available for sale | 30,374,000 | 29,376,000 | 28,309,000 | 27,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,730,000 | 260,784,000 | 278,602,000 | 252,788,000 |
| Interest-bearing deposits | 239,879,000 | 218,820,000 | 224,657,000 | 203,570,000 |
| Noninterest-bearing deposits | 43,851,000 | 41,964,000 | 53,945,000 | 49,218,000 |
| Equity capital | 39,645,000 | 40,621,000 | 40,869,000 | 41,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,546,000 | 6,973,000 | 10,207,000 | 13,360,000 |
| Interest expense | 559,000 | 1,096,000 | 1,634,000 | 2,164,000 |
| Net interest income | 2,987,000 | 5,877,000 | 8,573,000 | 11,196,000 |
| Noninterest income | 139,000 | 307,000 | 418,000 | 520,000 |
| Noninterest expense | 2,172,000 | 4,313,000 | 6,436,000 | 8,763,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 400,000 |
| Pretax income | 954,000 | 1,871,000 | 2,155,000 | 2,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 954,000 | 1,871,000 | 2,155,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,024,000 | 36,865,000 | 37,243,000 | 36,441,000 |
| Total capital | 39,540,000 | 40,339,000 | 40,786,000 | 39,843,000 |
| Risk-weighted assets | 278,212,000 | 274,755,000 | 280,114,000 | 269,079,000 |