Call reports 2015
LEADERS BANK, THE — 2015
What LEADERS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 351,942,000 | 347,937,000 | 345,351,000 | 352,339,000 |
| Total loans | 290,413,000 | 296,775,000 | 286,861,000 | 279,974,000 |
| Allowance for loan losses | 5,233,000 | 5,237,000 | 5,128,000 | 5,229,000 |
| Securities available for sale | 28,150,000 | 26,613,000 | 26,325,000 | 25,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,844,000 | 302,313,000 | 296,390,000 | 301,666,000 |
| Interest-bearing deposits | 259,481,000 | 251,114,000 | 250,596,000 | 239,994,000 |
| Noninterest-bearing deposits | 48,363,000 | 51,199,000 | 45,794,000 | 61,672,000 |
| Equity capital | 28,948,000 | 29,655,000 | 30,556,000 | 38,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 7,046,000 | 10,606,000 | 14,470,000 |
| Interest expense | 554,000 | 1,115,000 | 1,689,000 | 2,273,000 |
| Net interest income | 2,885,000 | 5,931,000 | 8,917,000 | 12,197,000 |
| Noninterest income | 126,000 | 286,000 | 373,000 | 169,000 |
| Noninterest expense | 2,414,000 | 4,798,000 | 7,026,000 | 9,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 597,000 | 1,419,000 | 2,264,000 | 3,044,000 |
| Income tax | 0 | 0 | 0 | -7,500,000 |
| Net income | 597,000 | 1,419,000 | 2,264,000 | 10,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,524,000 | 29,346,000 | 30,192,000 | 35,148,000 |
| Total capital | 32,340,000 | 33,186,000 | 33,899,000 | 38,799,000 |
| Risk-weighted assets | 303,868,000 | 305,831,000 | 295,159,000 | 288,514,000 |