Call reports 2014
LEADERS BANK, THE — 2014
What LEADERS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 355,722,000 | 361,839,000 | 355,039,000 | 352,780,000 |
| Total loans | 289,490,000 | 308,159,000 | 306,895,000 | 299,556,000 |
| Allowance for loan losses | 14,396,000 | 14,083,000 | 13,345,000 | 5,671,000 |
| Securities available for sale | 32,674,000 | 31,771,000 | 30,335,000 | 28,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,694,000 | 324,400,000 | 318,922,000 | 313,577,000 |
| Interest-bearing deposits | 264,682,000 | 270,634,000 | 268,904,000 | 262,988,000 |
| Noninterest-bearing deposits | 55,012,000 | 53,766,000 | 50,018,000 | 50,589,000 |
| Equity capital | 27,152,000 | 27,995,000 | 27,370,000 | 28,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,434,000 | 6,974,000 | 10,389,000 | 13,868,000 |
| Interest expense | 538,000 | 1,078,000 | 1,637,000 | 2,203,000 |
| Net interest income | 2,896,000 | 5,896,000 | 8,752,000 | 11,665,000 |
| Noninterest income | 23,000 | 50,000 | 98,000 | 101,000 |
| Noninterest expense | 3,160,000 | 5,585,000 | 7,920,000 | 10,172,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 1,000,000 |
| Pretax income | -241,000 | 361,000 | -70,000 | 594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -241,000 | 361,000 | -70,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,092,000 | 27,695,000 | 27,265,000 | 27,928,000 |
| Total capital | 30,882,000 | 31,685,000 | 31,186,000 | 31,760,000 |
| Risk-weighted assets | 292,621,000 | 309,140,000 | 304,265,000 | 304,691,000 |