Call reports 2011
LEADERS BANK, THE — 2011
What LEADERS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 589,896,000 | 561,181,000 | 506,762,000 | 459,794,000 |
| Total loans | 480,501,000 | 441,023,000 | 373,979,000 | 354,767,000 |
| Allowance for loan losses | 18,707,000 | 19,464,000 | 17,502,000 | 19,184,000 |
| Securities available for sale | 50,328,000 | 56,907,000 | 55,303,000 | 53,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,620,000 | 526,758,000 | 486,397,000 | 445,098,000 |
| Interest-bearing deposits | 461,558,000 | 435,367,000 | 393,985,000 | 359,467,000 |
| Noninterest-bearing deposits | 91,062,000 | 91,391,000 | 92,412,000 | 85,631,000 |
| Equity capital | 27,600,000 | 24,782,000 | 10,483,000 | 4,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,944,000 | 11,271,000 | 16,483,000 | 20,960,000 |
| Interest expense | 1,599,000 | 3,088,000 | 4,460,000 | 5,646,000 |
| Net interest income | 4,345,000 | 8,183,000 | 12,023,000 | 15,314,000 |
| Noninterest income | -1,909,000 | -2,073,000 | -3,024,000 | -5,220,000 |
| Noninterest expense | 3,059,000 | 6,653,000 | 9,971,000 | 14,379,000 |
| Provision for loan losses | 3,200,000 | 6,550,000 | 20,629,000 | 23,322,000 |
| Pretax income | -3,823,000 | -7,093,000 | -21,601,000 | -27,607,000 |
| Income tax | 0 | 0 | 137,000 | 136,000 |
| Net income | -3,823,000 | -7,093,000 | -21,738,000 | -27,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,476,000 | 24,206,000 | 9,455,000 | 3,459,000 |
| Total capital | 39,746,000 | 35,949,000 | 18,910,000 | 6,918,000 |
| Risk-weighted assets | 488,885,000 | 445,486,000 | 384,551,000 | 364,078,000 |