Call reports 2002
LEADERS BANK, THE — 2002
What LEADERS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 100,267,000 | 110,866,000 | 118,596,000 | 126,874,000 |
| Total loans | 69,734,000 | 78,106,000 | 89,204,000 | 104,075,000 |
| Allowance for loan losses | 695,000 | 765,000 | 787,000 | 952,000 |
| Securities available for sale | 21,532,000 | 21,329,000 | 16,469,000 | 16,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,695,000 | 94,340,000 | 98,242,000 | 106,150,000 |
| Interest-bearing deposits | 75,962,000 | 86,647,000 | 91,517,000 | 96,175,000 |
| Noninterest-bearing deposits | 9,733,000 | 7,692,000 | 6,725,000 | 9,976,000 |
| Equity capital | 8,152,000 | 11,569,000 | 13,502,000 | 13,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,555,000 | 4,012,000 | 5,612,000 |
| Interest expense | 731,000 | 1,501,000 | 2,253,000 | 3,002,000 |
| Net interest income | 486,000 | 1,054,000 | 1,759,000 | 2,610,000 |
| Noninterest income | 85,000 | 176,000 | 281,000 | 436,000 |
| Noninterest expense | 560,000 | 1,111,000 | 1,684,000 | 2,278,000 |
| Provision for loan losses | 70,000 | 140,000 | 230,000 | 395,000 |
| Pretax income | -59,000 | -21,000 | 126,000 | 373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -59,000 | -21,000 | 126,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,357,000 | 11,480,000 | 13,275,000 | 13,522,000 |
| Total capital | 9,052,000 | 12,245,000 | 14,062,000 | 14,474,000 |
| Risk-weighted assets | 77,161,000 | 84,607,000 | 95,538,000 | 108,430,000 |