Call reports 2001
LEADERS BANK, THE — 2001
What LEADERS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,975,000 | 59,277,000 | 77,222,000 | 88,236,000 |
| Total loans | 35,262,000 | 41,517,000 | 54,771,000 | 59,747,000 |
| Allowance for loan losses | 245,000 | 480,000 | 605,000 | 625,000 |
| Securities available for sale | 4,063,000 | 9,038,000 | 16,607,000 | 17,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,972,000 | 47,115,000 | 64,800,000 | 73,496,000 |
| Interest-bearing deposits | 31,011,000 | 42,137,000 | 58,277,000 | 65,547,000 |
| Noninterest-bearing deposits | 4,961,000 | 4,978,000 | 6,522,000 | 7,949,000 |
| Equity capital | 8,703,000 | 8,505,000 | 8,645,000 | 8,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,796,000 | 2,976,000 | 4,162,000 |
| Interest expense | 377,000 | 909,000 | 1,614,000 | 2,362,000 |
| Net interest income | 423,000 | 887,000 | 1,362,000 | 1,800,000 |
| Noninterest income | 45,000 | 123,000 | 184,000 | 278,000 |
| Noninterest expense | 480,000 | 967,000 | 1,457,000 | 1,944,000 |
| Provision for loan losses | 45,000 | 280,000 | 405,000 | 630,000 |
| Pretax income | -27,000 | -207,000 | -286,000 | -266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -27,000 | -207,000 | -286,000 | -266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,655,000 | 8,474,000 | 8,396,000 | 8,416,000 |
| Total capital | 8,900,000 | 8,954,000 | 9,001,000 | 9,041,000 |
| Risk-weighted assets | 41,295,000 | 49,290,000 | 63,521,000 | 68,839,000 |