Call report 2008Q4
WESTBRIDGE BANK & TRUST COMPANY — 2008Q4
The 22 measures WESTBRIDGE BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,802,000 | USD | evidence → |
| Total loans | 105,923,000 | USD | evidence → |
| Allowance for loan losses | 2,566,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,367,000 | USD | evidence → |
| Interest-bearing deposits | 93,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,443,000 | USD | evidence → |
| Equity capital | 10,940,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,988,000 | USD | evidence → |
| Interest expense | 4,735,000 | USD | evidence → |
| Net interest income | 3,253,000 | USD | evidence → |
| Noninterest income | 130,000 | USD | evidence → |
| Noninterest expense | 4,339,000 | USD | evidence → |
| Provision for loan losses | 3,705,000 | USD | evidence → |
| Pretax income | -4,661,000 | USD | evidence → |
| Income tax | -1,661,000 | USD | evidence → |
| Net income | -3,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,167,000 | USD | evidence → |
| Total capital | 9,636,000 | USD | evidence → |
| Risk-weighted assets | 116,439,000 | USD | evidence → |