Call report 2007Q4
WESTBRIDGE BANK & TRUST COMPANY — 2007Q4
The 22 measures WESTBRIDGE BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,069,000 | USD | evidence → |
| Total loans | 101,480,000 | USD | evidence → |
| Allowance for loan losses | 2,253,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,642,000 | USD | evidence → |
| Interest-bearing deposits | 89,260,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,382,000 | USD | evidence → |
| Equity capital | 10,844,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,675,000 | USD | evidence → |
| Interest expense | 4,179,000 | USD | evidence → |
| Net interest income | 3,496,000 | USD | evidence → |
| Noninterest income | 872,000 | USD | evidence → |
| Noninterest expense | 4,194,000 | USD | evidence → |
| Provision for loan losses | 1,546,000 | USD | evidence → |
| Pretax income | -1,372,000 | USD | evidence → |
| Income tax | -524,000 | USD | evidence → |
| Net income | -848,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,844,000 | USD | evidence → |
| Total capital | 12,101,000 | USD | evidence → |
| Risk-weighted assets | 99,604,000 | USD | evidence → |