Call reports 2025
FIRST BANK OF OKARCHE, THE — 2025
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 137,348,000 | 139,327,000 | 139,630,000 | 137,713,000 |
| Total loans | 51,359,000 | 44,269,000 | 43,978,000 | 59,413,000 |
| Allowance for loan losses | 984,000 | 1,015,000 | 913,000 | 968,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,515,000 | 50,258,000 | 51,265,000 | 50,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,753,000 | 118,062,000 | 117,584,000 | 115,727,000 |
| Interest-bearing deposits | 71,894,000 | 70,136,000 | 70,838,000 | 71,412,000 |
| Noninterest-bearing deposits | 44,859,000 | 47,926,000 | 46,746,000 | 44,315,000 |
| Equity capital | 19,429,000 | 20,177,000 | 20,943,000 | 20,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,070,000 | 4,582,000 | 6,115,000 |
| Interest expense | 274,000 | 552,000 | 836,000 | 1,113,000 |
| Net interest income | 1,269,000 | 2,518,000 | 3,746,000 | 5,002,000 |
| Noninterest income | 57,000 | 114,000 | 173,000 | 237,000 |
| Noninterest expense | 475,000 | 883,000 | 1,255,000 | 1,769,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 821,000 | 1,689,000 | 2,574,000 | 3,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 821,000 | 1,689,000 | 2,574,000 | 3,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,429,000 | 20,177,000 | 20,943,000 | 20,888,000 |