Call reports 2023
FIRST BANK OF OKARCHE, THE — 2023
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 142,745,000 | 138,944,000 | 136,675,000 | 137,800,000 |
| Total loans | 36,845,000 | 37,376,000 | 37,587,000 | 49,149,000 |
| Allowance for loan losses | 744,000 | 759,000 | 766,000 | 811,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 58,986,000 | 58,442,000 | 56,725,000 | 56,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,846,000 | 121,247,000 | 118,155,000 | 119,868,000 |
| Interest-bearing deposits | 72,037,000 | 68,490,000 | 69,732,000 | 68,854,000 |
| Noninterest-bearing deposits | 53,809,000 | 52,757,000 | 48,423,000 | 51,014,000 |
| Equity capital | 16,018,000 | 16,806,000 | 17,548,000 | 16,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,718,000 | 4,146,000 | 5,604,000 |
| Interest expense | 80,000 | 194,000 | 352,000 | 541,000 |
| Net interest income | 1,245,000 | 2,524,000 | 3,794,000 | 5,063,000 |
| Noninterest income | 55,000 | 114,000 | 168,000 | 229,000 |
| Noninterest expense | 462,000 | 877,000 | 1,264,000 | 1,728,000 |
| Provision for loan losses | 15,000 | 30,000 | 105,000 | 150,000 |
| Pretax income | 823,000 | 1,731,000 | 2,593,000 | 3,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 823,000 | 1,731,000 | 2,593,000 | 3,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,018,000 | 16,806,000 | 17,548,000 | 16,870,000 |
| Total capital | — | — | 18,281,000 | — |
| Risk-weighted assets | — | — | 58,624,000 | — |