Call reports 2020
FIRST BANK OF OKARCHE, THE — 2020
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,589,000 | 115,721,000 | 119,317,000 | 118,718,000 |
| Total loans | 40,105,000 | 35,644,000 | 34,194,000 | 40,539,000 |
| Allowance for loan losses | 955,000 | 890,000 | 841,000 | 805,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,636,000 | 46,402,000 | 45,649,000 | 35,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,104,000 | 101,905,000 | 105,353,000 | 105,084,000 |
| Interest-bearing deposits | 69,798,000 | 66,620,000 | 66,714,000 | 70,113,000 |
| Noninterest-bearing deposits | 30,306,000 | 35,285,000 | 38,639,000 | 34,971,000 |
| Equity capital | 12,874,000 | 13,192,000 | 13,322,000 | 12,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,826,000 | 2,498,000 | 3,148,000 |
| Interest expense | 97,000 | 170,000 | 230,000 | 284,000 |
| Net interest income | 867,000 | 1,656,000 | 2,268,000 | 2,864,000 |
| Noninterest income | 52,000 | 95,000 | 149,000 | 208,000 |
| Noninterest expense | 404,000 | 799,000 | 1,215,000 | 1,692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 515,000 | 952,000 | 1,202,000 | 1,380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 952,000 | 1,202,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,874,000 | 13,192,000 | 13,322,000 | 12,974,000 |