Call reports 2019
FIRST BANK OF OKARCHE, THE — 2019
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 106,040,000 | 106,810,000 | 110,727,000 | 108,139,000 |
| Total loans | 40,524,000 | 36,913,000 | 35,609,000 | 38,681,000 |
| Allowance for loan losses | 807,000 | 818,000 | 853,000 | 819,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,904,000 | 35,153,000 | 39,231,000 | 39,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,555,000 | 93,772,000 | 97,244,000 | 95,055,000 |
| Interest-bearing deposits | 63,601,000 | 62,114,000 | 63,439,000 | 66,159,000 |
| Noninterest-bearing deposits | 29,954,000 | 31,658,000 | 33,805,000 | 28,896,000 |
| Equity capital | 11,992,000 | 12,504,000 | 12,919,000 | 12,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,059,000 | 3,055,000 | 4,049,000 |
| Interest expense | 74,000 | 162,000 | 255,000 | 353,000 |
| Net interest income | 939,000 | 1,897,000 | 2,800,000 | 3,696,000 |
| Noninterest income | 50,000 | 104,000 | 159,000 | 218,000 |
| Noninterest expense | 369,000 | 739,000 | 1,128,000 | 1,597,000 |
| Provision for loan losses | 0 | 10,000 | 45,000 | 70,000 |
| Pretax income | 620,000 | 1,252,000 | 1,786,000 | 2,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 620,000 | 1,252,000 | 1,786,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,992,000 | 12,504,000 | 12,919,000 | 12,479,000 |
| Total capital | 12,690,000 | 13,194,000 | 13,563,000 | 13,088,000 |
| Risk-weighted assets | 55,799,000 | 55,117,000 | 51,319,000 | 48,580,000 |