Call reports 2018
FIRST BANK OF OKARCHE, THE — 2018
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,331,000 | 98,050,000 | 100,363,000 | 102,698,000 |
| Total loans | 39,336,000 | 36,309,000 | 36,537,000 | 41,411,000 |
| Allowance for loan losses | 775,000 | 797,000 | 808,000 | 806,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,973,000 | 34,157,000 | 32,262,000 | 32,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,842,000 | 86,124,000 | 88,014,000 | 90,733,000 |
| Interest-bearing deposits | 64,657,000 | 62,204,000 | 63,505,000 | 62,848,000 |
| Noninterest-bearing deposits | 26,185,000 | 23,920,000 | 24,509,000 | 27,885,000 |
| Equity capital | 11,110,000 | 11,515,000 | 11,913,000 | 11,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,803,000 | 2,721,000 | 3,701,000 |
| Interest expense | 45,000 | 100,000 | 160,000 | 226,000 |
| Net interest income | 857,000 | 1,703,000 | 2,561,000 | 3,475,000 |
| Noninterest income | 56,000 | 105,000 | 156,000 | 212,000 |
| Noninterest expense | 369,000 | 719,000 | 1,100,000 | 1,591,000 |
| Provision for loan losses | 10,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 534,000 | 1,059,000 | 1,577,000 | 2,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 534,000 | 1,059,000 | 1,577,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,110,000 | 11,515,000 | 11,913,000 | 11,492,000 |
| Total capital | 11,842,000 | 12,220,000 | 12,614,000 | 12,251,000 |
| Risk-weighted assets | 58,529,000 | 56,346,000 | 56,003,000 | 60,712,000 |